Privacy Policy

Last updated: April 5, 2026

Overview

SmartCents ("we", "us", or "our") operates the website mysmartcents.github.io. This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our service and the choices you have associated with that data.

Information We Collect

SmartCents is a free tools website. All calculations (loan, budget, savings) are performed entirely in your browser. We do not collect, store, or transmit any financial data you enter into our tools.

We may collect the following non-personal information automatically:

Google Analytics

We use Google Analytics to understand how visitors use our site. Google Analytics collects anonymous usage data such as page views, session duration, and traffic sources. This data is aggregated and cannot be used to identify individual users. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Cookies

SmartCents uses cookies for Google Analytics and to remember your preferences (such as saved budget entries). These cookies do not contain personally identifiable information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

Affiliate Links

SmartCents participates in affiliate marketing programs. When you click on certain partner links and complete a purchase or sign-up, we may earn a commission at no extra cost to you. We are affiliated with platforms including Admitad, Amazon Associates, CJ Affiliate, ClickBank, and others. We only recommend products and services we believe provide genuine value.

Third-Party Links

Our website contains links to third-party websites. We have no control over the content, privacy policies, or practices of those sites and assume no responsibility for them. We encourage you to review the privacy policy of every site you visit.

Data Security

We take reasonable precautions to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Children's Privacy

SmartCents does not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes are effective immediately upon posting. Continued use of SmartCents after any changes constitutes acceptance of the new policy.

Contact Us

If you have any questions about this Privacy Policy, please contact us at: shaheryardesigns@gmail.com