By accessing and using SmartCents (mysmartcents.github.io), you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use our website.
SmartCents provides free personal finance tools including a loan calculator, budget planner, and savings tracker. These tools are provided for informational and educational purposes only and do not constitute financial advice.
The calculations and information provided by SmartCents tools are for general informational purposes only. Results are estimates based on the data you enter. SmartCents is not a licensed financial advisor, bank, or financial institution. Always consult a qualified financial professional before making financial decisions.
While we strive to provide accurate calculations and information, SmartCents makes no warranties or representations about the accuracy, completeness, or suitability of any information. Use of our tools is at your own risk.
SmartCents participates in affiliate marketing programs and may earn commissions from partner links at no cost to you. This does not influence our content or recommendations. All affiliate relationships are disclosed in accordance with FTC guidelines.
All content on SmartCents, including text, graphics, logos, and code, is the property of SmartCents and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
You agree not to:
SmartCents contains links to third-party websites. These links are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
SmartCents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the website or its tools. Our total liability to you for any claim shall not exceed zero dollars, as our services are provided free of charge.
We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting. Continued use of SmartCents after any changes constitutes acceptance of the new terms.
These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the relevant courts.
If you have any questions about these Terms, please contact us at: shaheryardesigns@gmail.com